Investments

Many of our clients have spent a lifetime building capital. This often involves risk. Our ethos is to take a responsible and prudent approach to investing hard earned capital and ensure that our client’s objectives and expectations are matched as closely as possible, with the purpose of minimising risk.

To do this, we adopt a careful and detailed planning process:

• We establish your current financial position, tax status, attitude to risk and objectives.
• We determine the right mix of different asset classes to diversify risk and balance your portfolio. We take into account current stockmarket conditions and future prospects.
• We give consideration to the most appropriate tax-wrappers, taking into account existing assets, short term cash requirements and longer-term investment aims.
• Finally, we select suitable funds from the severable thousand available for each category of the portfolio, using a sophisticated research and analysis system.
• The resulting portfolio is then consolidated into a formal report which is subject to on-going up-dating and review to ensure that it continues to meet its objectives.

We prefer collective funds for investment portfolios as they offer diversification of risk, cost economies and are easily measurable.