We are an independent financial adviser, authorised and
regulated by the FCA. Intelligence, clarity and conviction
are our hallmarks.
The Clear ChoiceImpartial, smart, joined-up advice delivered in a way you will understandby highly qualified professionals. Call 2hWealthcare today
The Big Picture
We offer dedicated expertise in financial planning, investment
advice and tax planning.
Our strength is in our fully integrated approach.
We’re delighted to announce we have
won gold at the Alternative Investment Awards
for Best Bespoke Financial Strategies.
• Independent and whole-of-market advice
• Fully integrated tax and financial planning
• Intelligent investment and portfolio advice
• Peace-of-mind protection planning, including life insurance and income protection
• Comprehensive retirement and pension planning, including offshore options
• Later life planning that includes equity release and care fees planning
Contact us today for a confidential
Why Choose Us
The Big Picture
2hWealthcare is an independent financial adviser, authorised and regulated by the Financial Conduct Authority. We offer a bespoke and fully integrated approach to your financial planning that always considers the Big Picture.
HOW YOU BENEFIT
• A thorough appraisal of your financial position
• Intelligent and practical advice
• Comprehensive and fully integrated financial planning for the long term
• Ongoing review and analysis
• Complete financial peace of mind
Free Wealth Review
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THE 4 BIG THREATS TO YOUR WEALTH
THE 4 BIG THREATS
TO YOUR WEALTH
The Monetary System
An insolvent banking system dependent upon the increasing issuance of new money as debt which results in asset bubbles and continuing 'boom and bust'.
Central Bank suppression of interest rates and the formal pursuit of currency depreciation as a means to reduce the real value of outstanding government debt; in the pursuit of inflation the result is that savers become poorer in real terms.
The need to raise more tax to fund deficit spending; closing down tax loopholes; ability to access private bank accounts; confiscation of bank deposits; the concept of the 'bail-in' to bail out insolvent institutions; IMF proposals to instigate a household 'wealth tax'... It all amounts to a concerted attack on private savings.
Financial trading institutions have a vested interest to promote financial instability. That is how trading makes money. Those closest to the newly created money are the first to benefit - the trading arms of the banks.
At your disposal is a team of experts with a 360-degree view of the market, your financial position and your goals. Tax considerations are pivotal to our financial planning, because if we can reduce your liability to tax, we can lower the investment risk you need to take to achieve your goals.
Planning for the
Sheltering earnings from tax through a pension scheme has been made even more attractive through the 2014 Budget - and it has major implications for how you access your capital in retirement.
We explain how to maximise tax-efficient income in retirement for you while maintaining important tax benefits for estate planning purposes in the event of your death. And if you have maximised your lifetime allowance, there are genuine alternatives available so you can continue to accumulate pension provision in a tax-effective manner.
mind at ease
For many of our older clients, financial planning is about striking the right balance between income in retirement, provision for possible long-term care needs and estate planning to benefit close family and future generations.
We have the experience, the skills and the necessary qualifications to ensure we can consider all the options for you to meet your objectives.
Savings & Investments
Sound approach to
Investment risk should not be confused with investment volatility. It is important to identify the genuine threats to your wealth and what steps you can take to protect it in real terms.
Our ideas are based upon an understanding of the financial system and what drives markets. Asset allocation is therefore critical, so too is the selection of fund managers who can demonstrate proven and consistent success.
We call our approach ‘Sound Money’ and we’ll happily explain it in depth to you.
Call us today: 01494 683100
Independent Financial Adviser